Rates
Rates & insurance
No surprises. Here is exactly what therapy costs.
The three ways people pay
What a session costs
In network
Your co-pay
Verified through Headway before you book, so you know the number before you commit to anything.
Out of network
$150
I provide a superbill you can submit to your insurer for possible reimbursement.
Self pay
$150
Credit, debit, FSA, or HSA. No insurance involved at all, if that's what you'd rather do.
In network
Insurance I accept
- Aetna
- Anthem Blue Cross Blue Shield
- Carelon Behavioral Health
- Cigna
- Oscar
- Oxford
- UnitedHealthcare
When you book through Headway, it checks your specific plan and shows you your exact co-pay before you confirm an appointment — so you're never guessing what a session will actually cost you.
Policies
What’s included, and what happens if…
- Session length — 50 minutes.
- Frequency — most people start weekly, then meet less often as things settle. We decide the pace together, not on a fixed schedule.
- Contact between sessions — secure messaging through Headway is the preferred way to reach me between sessions.
- Late cancellations & no-shows — I ask for at least 24 hours' notice to cancel or reschedule. Cancellations with less notice, and no-shows, are charged a $75 fee.
- Late arrivals — you're welcome to join late, but the session still ends at its regularly scheduled time, out of respect for the client scheduled after you.
- Sliding scale — not currently offered. If cost is a barrier, checking whether your insurance is one I'm in network with is usually the better route.
No Surprises Act
Good faith estimate
Federal law gives you the right to a Good Faith Estimate of what your care will cost if you're uninsured or choosing not to use insurance. That estimate is provided in writing before treatment begins, and if your actual bill comes in $400 or more over the estimate, you have the right to dispute it.
See the full Good Faith Estimate notice for the details that apply to your care.
Insurance questions
The ones I get most
If you use insurance, a mental health diagnosis and claims history become part of your insurance record, which is protected under HIPAA the same as any other medical information. If that's a concern for you, self-pay avoids creating that record entirely — it's worth weighing against the cost difference.
A deductible is the amount you pay out of pocket each year before your insurance starts covering care. A co-pay is a smaller, fixed amount you pay per session once your deductible is met. Some plans have you pay full price toward your deductible for a while before the co-pay kicks in — Headway shows you which situation applies to your plan before you book.
We'd shift to the self-pay or out-of-network rate for future sessions, and you'd let me know so I can update how sessions are billed. It doesn't have to interrupt the work itself — plenty of people navigate a coverage change mid-treatment without stopping.
If you are struggling: reaching out for support can be one, small courageous step toward feeling more like yourself again.
Life can be tough, but you don't have to go it alone. Help is available.